Rounds
Which round fits you?
Weekly, monthly, and large rounds — amount, group size, and payout rules on one page.
See the tiers
Round plans
All three rounds follow the same by-laws — only the amount and group size differ.
Weekly round
500 ብርper week
For traders and workers with daily income
- 20 members · 20 weeks · 10,000 ETB payout
- Payout order drawn each Sunday
- Winners leave the pot until the round ends
- 50 ETB weekly late fee after a three-day grace
- One member vouching is enough
Monthly round
5000 ብርper month
For salaried members and steady incomes
- 12 members · 12 months · 60,000 ETB payout
- Contribution due by the 5th of the month
- Full payout order drawn at the first meeting
- 50 ETB per week late fee
- One guarantor who is a member
Large round
10000 ብርper month
For restocking, a vehicle, or building a house
- 12 members · 12 months · 120,000 ETB payout
- Two guarantors and a trade licence copy
- First three payouts fall after month six
- A written agreement signed by every member
- Exit only by bringing an approved replacement
There is no joining fee. The 50 ETB weekly late fee goes into the group’s reserve account.
Can I move from one round to another?
You can switch to any tier once your current round closes. Switching mid-round is not allowed, because the payout order was already drawn and other members depend on it.
Can I hold two rounds at once?
Yes, as long as you are current on both. The second round asks for an extra guarantor.
Can I take my payout early?
Only for illness or bereavement. The committee brings the request to the meeting and members vote; whoever gives up their turn is replaced by a draw.
Join the Equb
Send your name, phone, and preferred tier.